You can merge SSNIT and NIA numbers from home now – [Details Here]

merge SSNIT and NIA numbers

The SSNIT number and NIA number merging is ongoing, but the deadline after the extension is 30th June 2022. To help all SSNIT contributors to merge their contributor’s number with the Ghana card number, the management of SSNIT has rolled out a process that does not require you to be physically present to complete the merging process.

If you have still not obtained your biometric SSNIT number, it will be impossible to merge the two numbers using the process explained below.


How to Merge the Ghana Card Number and the SSNIT number remotely


Go through the initial stage by visiting the nearest SSNIT office to get enrolled in SSNIT’s biometric data.

Once you have done that, dial *111*9# to proceed with merging the numbers or go to SSNIT’s website, 

Note that you must have the current Ghana Card and be biometrically registered with SSNIT to be able to merge the two numbers.

Have you linked your Ghana Card? If you have already linked your Ghana card number with your SSNIT, check to confirm its success by going to 

In case you have a problem merging the teo numbers, call 030261162 or visit the nearest SSNIT branch for assistance.

Some employers do not pay your correct SSNIT deductions, what can you do about that?

In a related development, always find time to check up on your SSNIT contributions paid on your behalf by your employer. Some employers understate your salary, which helps them to illegally reduce your monthly SSNIT contributions they pay on your behalf for tier one and tier two.

The First Tier is the Basic National Social Security Scheme for all workers in Ghana. It is a defined benefit scheme and mandatory for workers to have 13.5% contributions made on their behalf. The contribution is managed by SSNIT.

The Second Tier is a defined contributory Occupational Pension Scheme mandatory for workers with 5% contribution made on behalf of members.

Note that your tier one deduction should be equal to 13.5% of your basic pay, while the tier two should be equal to 5% of your basic pay.

Thus multiply your salary by 0.0135 (Teir-1) then multiply the basic salary again by 0.05 (Tier 2)

Let us use a scenario. Ama Ghana receives a basic salary of 2500.00  a month and a total allowance of GHS350.00

To calculate her SSNIT contributions to be paid to SSNIT for each month based on the basic salary, we have.

Tier 1 GHS2500 x 0.135 = GHS337.50 

Tier 2: GHS2500 x 0.05 = GHS125.00

After doing the calculations, compare the values with the payments made on your individual SSNIT contribution report. If you discover any variance, alert your employer for the right thing to be done. Be assertive and firm because your SSNIT contributions are your future earnings upon retirement. Every cedi deducted from your monthly earnings counts just as the payment of the right amount month after month.





Leave a Reply

Your email address will not be published. Required fields are marked *